What is DeFi?

Decentralized financial services built on blockchains.

Details

DeFi (decentralized finance) is a set of financial services built on blockchains and smart contracts — trading, lending, staking and derivatives — that operate without traditional intermediaries. Users keep custody of their assets and interact with protocols by connecting a wallet; everything is transparent and largely composable. Smart-contract bugs, liquidation risk and operator error remain real risks, so research a protocol before using it.

Key Points

FAQ

What is DeFi?
Decentralized financial services built on blockchains.
What are the key points about DeFi?
DeFi (decentralized finance) is a set of financial services built on blockchains and smart contracts — trading, lending, staking and derivatives — that operate without traditional intermediaries. Users keep custody of their assets and interact with protocols by connecting a wallet; everything is transparent and largely composable. Smart-contract bugs, liquidation risk and operator error remain real risks, so research a protocol before using it.
Is this term related to a specific coin?
UNI, AAVE, LDO

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